Adjustable-rate home loan

Adjustable-rate mortgages (ARMs) offer a savings of up to $500 off closing costs¹, and have an interest rate that may change periodically depending on changes in a corresponding financial index that’s associated with the loan. When the rate changes, generally, your monthly payment will increase if rates go up and decrease if rates fall. An adjustable-rate home loan may offer you the flexibility you need if you expect future income growth or if you plan to move or refinance within a few years.

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¹$500 reduction off of closing costs for Oregon State Credit Union Premier Members and does not apply to Home Equity Line of Credit, Home Equity Loan or Land Loan.