Oregon State Credit Union business deposit account rates
Business checking account rates
Effective Date: Friday, June 2nd, 2023
| Account | Minimum balance to earn dividends* | Dividend rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Free Business Checking | $0.00 | 0.00% | 0.00% |
| Smart Business Checking | $1,000.00 | 0.01% | 0.01% |
| Select Business Checking | $10,000.00 | See chart below | See chart below |
| Minimum balance required to open all business checking accounts is $25.00 | |||
See full business checking account disclosures and fees
Select Business Checking account rates
Effective Date: Friday, June 2nd, 2023
| For account balances of | Dividend rate | Annual Percentage Yield (APY) |
|---|---|---|
| 0 - $9,999 | 0.00% | 0.00% |
| $10,000 - $24,999 | 0.01% | 0.01% |
| $25,000 - $49,999 | 0.01% | 0.01% |
| $50,000 - $99,999 | 0.03% | 0.03% |
| $100,000+ | 0.05% | 0.05% |
See full business checking account disclosures and fees
Business savings account rates
Effective Date: Friday, June 2nd, 2023
| Account | Minimum balance to earn dividends* | Dividend rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Business Basic Savings | $100.00 | 0.03% | 0.03% |
| Business Money Market savings | No minimum | 0.05% | 0.05% |
| Business Investor's Money Market savings | $10,000.00 | See table below | See table below |
Minimum balance to open a Business Basic Savings account is $5.00 Minimum balance to open a Business Money Market savings account is $5.00 Minimum balance to open a Business Investor's Money Market savings account is $10,000.00 | |||
See full business savings account disclosures and fees
Business Investor's Money Market account rates
Effective Date: Friday, June 2nd, 2023
| For account balances of | Dividend rate | Annual Percentage Yield (APY) |
|---|---|---|
| 0 - $9,999 | 0.00% | 0.00% |
| $10,000 - $24,999 | 0.10% | 0.10% |
| $25,000 - $49,999 | 0.12% | 0.12% |
| $50,000 - $99,999 | 0.15% | 0.15% |
| $100,000+ | 0.20% | 0.20% |
See full business savings account disclosures and fees
Business certificate account rates
Effective Date: Friday, June 2nd, 2023
| Term | Balances of $500 - $24,999 | Balances of $25,000 - $99,999 | Balances of $100,000 and more |
|---|---|---|---|
| 6-11 months | |||
| Dividend rate | 0.05% | 0.10% | 0.10% |
| Annual Percentage Yield (APY) | 0.05% | 0.10% | 0.10% |
| 12-23 months | |||
| Dividend rate | 0.15% | 0.20% | 0.20% |
| Annual Percentage Yield (APY) | 0.15% | 0.20% | 0.20% |
| 24-35 months | |||
| Dividend rate | 0.20% | 0.25% | 0.25% |
| Annual Percentage Yield (APY) | 0.20% | 0.25% | 0.25% |
| 36-47 months | |||
| Dividend rate | 0.35% | 0.40% | 0.40% |
| Annual Percentage Yield (APY) | 0.35% | 0.40% | 0.40% |
| 48-59 months | |||
| Dividend rate | 0.40% | 0.45% | 0.45% |
| Annual Percentage Yield (APY) | 0.40% | 0.45% | 0.45% |
| 60 months | |||
| Dividend rate | 0.50% | 0.55% | 0.55% |
| Annual Percentage Yield (APY) | 0.50% | 0.55% | 0.55% |
See full business certificate account disclosures and fees
*Minimum average daily balance must be maintained to earn dividends.
Go to main navigation
