Fixed-rate home loan

Our traditional mortgage is an excellent option for homebuyers looking for a simple fixed-rate loan up to the current conventional loan limits set by the Federal Housing Finance Agency.

• Flexible terms of 10, 15, 20 and 30 years

  • Apply for a 10-year mortgage loan, refinance your home: pay less interest, build equity, speed up your mortgage pay-off.

Apply for a fixed-rate mortgage loan

Choose from a variety of fixed-rate, fixed-term options

• Competitive rates and fees

• Up to $500 off closing costs — $500 reduction is for Oregon State Credit Union Premier Members and does not apply to Home Equity Line of Credit, Home Equity Loan or Land Loan.

• As little as 5% down

• Fixed-rate mortgages are ideal if you:

  • Expect income to remain the same for the next several years

  • Don’t plan to move for several years

  • Want the security and predictability of fixed rates and principal payments that don’t change

• Loan amounts differ based on the number of units

• Can be used to purchase a home or refinance an existing mortgage

Apply for a fixed-rate mortgage loan